ProfitCents is designed to help non-finance professionals make better decisions by providing easy-to-understand, plain language analyses.

It should not be used, however, for the following purposes:

• Loan Review - ProfitCents can be used when extending credit, but only in conjunction with a full credit analysis process.
• Major Capital Purchase Decisions - Before adding fixed assets to a company, substantial planning and thought should be applied by the principals of a company. ProfitCents is only one tool that should be used in combination with other analytical tools and the advice of competent professionals, such as CPAs and bankers.
• Investment Decisions - While it is true ProfitCents can be helpful as part of an investment decision, it would be a decidedly poor idea to rely solely on ProfitCents (or any expert system) for making an investment decision. Please do not do so - use our reports in conjunction with other investment advice, information, and tools.
  

Sageworks and/or its subsidiaries will not be responsible for the content of any ProfitCents report where:

• The text of our reports is modified by any outside party.
• Decision makers rely on ProfitCents as their primary source of advice regarding business decisions. ProfitCents must be used in combination with the advice of competent legal and finance professionals in order to be effective.
  

Sageworks and/or its subsidiaries collect aggregate industry-specific data and store it anonymously:

• Sageworks will not publish customer identifiable data (information that identifies a particular client/customer), but it will and does publish aggregate industry information based upon data entered.
• Example: Any data input that is classified as being in the residential building construction industry, will be used (in anonymity) to produce aggregate data and benchmarks for that specific industry code.