"Monitor", Sageworks' loan administration software applications, are specifically designed for bankers looking to reduce costs, increase efficiency and maintain a healthier loan portfolio. We offer web-based loan monitoring and loan administration software applications tailored to meet the unique needs of Chief Credit Officers, Senior Lenders and Credit Administrators. Bankers find Sageworks loan administration software tools essential in making loan monitoring and administration decisions that increase profitability and reduce risk.

Improve Loan Monitoring & Administration Procedures

The depth of analysis offered by Monitor, Sageworks’ loan monitoring software application, has proven to be invaluable to bankers looking to make more well-informed, loan administration decisions. Learn more about Sageworks' loan administration and loan monitoring software applications below.

Sageworks Risk Analytics™
The Optimum Loan Monitoring Software Suite

Sageworks Risk Analytics™ is a complete loan monitoring software suite that includes a number of advanced tools for forecasting and projection models, sensitivity analysis, exception tracking, covenant tracking, loan administration challenges, and narrative loan monitoring reports.

Sageworks Monitor™: Loan Monitoring Software Application

• Monitor the entire loan portfolio at the push of a button including early warning indicators on potentially troubled loans
• Satisfy regulatory requirements with ease with loan monitoring software tools
• Reduce loan administration workload
• Loan monitoring software tools help to avoid delinquencies and write-offs

Proven Loan Administration & Monitoring Applications & Tools

Sageworks develops web-based loan monitoring and loan administration software applications designed to help professionals make better financial decisions. At Sageworks, we are committed to helping our clients realize the benefits of advanced loan monitoring software tools. Despite having access to more information, individuals and organizations are still challenged with how to make more profitable lending decisions. Sageworks' loan monitoring software applications are the solution for making better, more precise decisions with confidence. In addition to Monitor, we are proud to offer Analyst, the credit analysis application; Certainty, the automated risk rating module; and Surety, our ALLL calculation solution as part of our web-based banking software packages.

In addition to our loan monitoring software application, many bankers have turned to Sageworks to increase profitability and reduce risk in two other critical areas

Sageworks Analyst™: TruGlobal™ Credit Analysis Application

• Quick views of TruGlobal™ cash flow that combine guarantors, businesses and real estate
• Dynamic narrative analysis to expedite credit memo preparation and loan administration procedures
• Easy-input tax return screens
• Real-time industry comparisons to make better loan monitoring decisions

Sageworks Industry Data and Analysis™: Provide current industry statistics along with a narrative description of the industry as part of your loan monitoring analysis.

• View geographic, real-time industry data for up-to-date loan monitoring
• Use as a cross-selling and prospecting tool for loan administration
• Access data in over 1,400 NAICS categories including KPIs in more than 800 categories
• Export loan monitoring data to Microsoft Word or PDF software

Sageworks Certainty™: Risk Rating Application

• Better preparedness for examinations and loan administration procedures
• Better loan monitoring consistency resulting from the universal application of their bank's particular risk rating methodology
• Better documentation and standardization of risk ratings within the entire loan portfolio regardless of loan administration officer
• Easier assessment of which segments of the loan portfolio need risk rating adjustments and further loan monitoring
• The confidence that comes from knowing that their risk ratings were accurately created, consistently applied, and thoroughly documented

Sageworks Surety™: Whole-Portfolio™ ALLL (Allowance for Loan and Less Losses) Application

• A clear, concise method for loan monitoring adherence to FASB 5 and FAS 114 calculation compliance issues
• Better preparedness for examinations and loan administration reviews
• Accurate, sound and appropriate ALLL calculations for FAS 114 impairment analysis
• Better balance sheet calculations for both loan administration and loan monitoring

Precision Applications for CPAs & Accounting Professionals

The Sageworks suite of software applications provide automated written narrative analysis, projection and forecasting, valuations, private-company industry benchmarks, and analytical procedure documentation enabling you to add value to the services you provide to your existing clients and generate additional revenue via new engagements.

Sageworks’ software applications provide accountants many benefits:

• Automate and standardize analytical procedures in audit engagements
• Improve the quality of assessment during attest engagements and loan administration reviews
• Provide real-time industry comparisons for current loan monitoring procedures
• Uncover new opportunities and enhance client service by differentiating your practice
• Simplify the initial loan monitoring process for audits and analysis

Distinguish your practice, attract and retain the best clients, and discover consulting and business advisory opportunities using Sageworks web-based loan monitoring and administration software tools.

Sageworks Auditor™

Create new revenue by booking additional client engagements and build your value to your clients by offering new services.

Analytical Procedures™: Quickly comply with audit and review analytical procedures guidelines.

• Automatically generate expected values, industry comparisons and a narrative loan monitoring report
• Produce standardized documentation for your work papers, reports, and more
• Export loan administration data to Microsoft Excel, Word or PDF software

Sageworks Advisor™

Create new revenue by booking additional client engagements and build your value to your clients by offering new services.

Sageworks Snapshot™: Offer clients a high-definition view of how their business is performing.

• Translate financial information into plain language
• Create a loan monitoring report highlighting strengths and weaknesses
• Gain access to private company industry benchmarks and trends in real-time
• Perform what-if analysis and budget projections for loan administration procedures
• Generate analysis for individuals, for-profits and non-profits
• Export loan administration data to Microsoft Word or PDF software

Sageworks Industry Data and Analysis™: Provide current industry statistics along with a narrative description of the industry.

• View geographic, real-time industry data for up-to-date loan monitoring
• Use as a cross-selling and prospecting tool for loan administration
• Access data in over 1,400 NAICS categories including KPIs in more than 800 categories
• Export loan monitoring data to Microsoft Word or PDF software

Sageworks Counselor™: Allows automatic forecasts based on historical trends and real-time industry data using regression analysis. Includes a detailed report that provides industry-specific recommendations for financial improvement and specific loan monitoring procedures.

• Software tools facilitating business analysis and administration
• Perform what-if analysis and budget projections for loan administration procedures
• Export loan administration data to Microsoft Word or PDF software

Sageworks Advocate™

A loan monitoring and loan administration software suite designed for non-profits.

Analytical Procedures™ for Non-Profits: The same power, accuracy and efficiency found in Sageworks Analytical Procedures has been customized to address the non-profit market.

• Create narrative analysis and graphs for in-depth loan monitoring reviews
• Compare current/prior period(s) and peer groups
• View classification of sectors based on the NTEE (National Taxonomy of Exempt Entities) code system
• Produce expected value and variance analysis calculations
• Loan monitoring software tools generate ratio analysis
• Export loan administration data to Microsoft Word or PDF software

Sageworks develops web-based loan monitoring and loan administration software applications designed to help professionals make better financial decisions. At Sageworks, we are committed to helping our clients realize the benefits of advanced loan monitoring software tools. Despite having access to more information, individuals and organizations are still challenged with how to make more profitable lending decisions. Sageworks' loan monitoring software applications are the solution for making better, more precise decisions with confidence.